Millennials are coming of age and experiencing big life moments — college graduation, their first job, getting married and moving out. But what about buying ahome? Here are some things we know:
Millennials are now the largest living generation. Are you equipped with the right strategies and tools to serve their lending needs?
>>Webinar: Are Millenials Mortgage-Ready?
Experian Verify is redefining how lenders streamline income and employment verification; a value clearly reflected in Marcus Bondraeger’s experience at Freedom Mortgage. With access to the second-largest instant payroll network in the U.S., Experian Verify connects lenders to millions of unique employer records, including those sourced through Experian Employer Services clients, delivering instant results at scale. This reach enables lenders to reduce manual processes, accelerate loan decisions and enhance the borrower experience from the very first touchpoint. Unlike traditional verification providers, Experian Verify offers transparent, value-driven pricing: it charges only when a consumer is successfully verified, not simply when an employer record is found. As lenders navigate increasing compliance requirements and secondary market expectations, they can also rely on Experian Verify’s FCRA-compliant framework, fully supporting both Fannie Mae and Freddie Mac. Combined with Experian’s industry-leading data governance and quality standards, lenders gain a verification partner they can trust for accuracy, security, and long-term operational efficiency. Perhaps most importantly, Experian Verify delivers 100% U.S. workforce coverage through its flexible, automated waterfall: instant verification, consumer-permissioned verification, and research verification. This multilayered approach ensures lenders meet every borrower where they are, whether they’re connected to a large payroll provider, a smaller employer, or require additional document-based validation. As Marcus highlights in the video, this comprehensive and configurable design empowers lenders to build verification workflows that truly fit their business needs while enhancing speed, completeness, and borrower satisfaction. Explore Experian Verify
%%excerpt%% %%page%% Who is renting in 2025 and why it matters. Explore renter demographics, affordability pressures, credit trends and how Experian data helps predict housing risk and demand.
Home equity lending has re-emerged as a central theme in the U.S. financial landscape, driven by economic realities and consumer behavior.